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From August 18 through September 6, SCCC offers Extended Office Hours during Fall Registration

Financial Aid Reference Guide

Cost of Attendance
Usually includes tuition, fees, books, and supplies but may also include health insurance, child care, transportation and a meal and housing allowance.
Dependent Student
The Federal Methodology will identify you as a dependent student if you answer “no” to all of the following questions:
  • Were you born before January 1, 1990?
  • As of today, are you married (answer yes if you are separated, but not divorced)?
  • At the beginning of the 2013-2014 school year, will you be working on a master’s or doctorate program (such as an MA, MBA, MD, JD, PhD, EdD, graduate certificate, etc.)?
  • Are you currently serving on active duty in the U.S. Armed Forces for purpose other than training?
  • Are you a veteran of the U.S. Armed Forces?
  • Do you have children who will receive more than half of their support from you between July 1, 2013 and June 30, 2014?
  • Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now through June 30, 2014?
  • At any time since you turned 13, were both your parents deceased, were you in foster care, or were you a dependent or ward of the court?
  • As determined by a court in your state of legal residence, are you or were you an emancipated minor?  New Jersey does not recognize this for financial aid purposes.
  • As determined by a court in your state of legal residence, are you or were you in legal guardianship?
  • At any time on or after July 1, 2012, did your high school or school of district homeless liaison determine that you were an unaccompanied youth who was homeless?
  • At any time on or after July 1, 2012, did the director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development determine that you were an unaccompanied youth who was homeless?
  • At any time on or after July 1, 2012, did the director of a runaway or homeless youth basic center or transitional living program determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?

Documentation is required for positive responses to these questions.

Expected Financial Contribution
Your Expected Family Contribution (EFC) is the number that’s used to determine your eligibility for federal student financial aid. This number results from the financial information you provided in your FAFSA application which may be completed online at www.fasfa.gov.
FAFSA
Free Application for Federal Student Aid. A data collection tool. All applicants for assistance must complete this form. If assistance is needed please call for an appointment. (973-300-2225).
An online tutorial is available here: http://www.finaid.ucsb.edu/FAFSASimplification/index.html.
Financial Need
The difference between the Cost of Attendance and the Expected Financial Contribution (EFC). Note that the EFC is a constant and financial need varies with the cost of attendance.
Grants
Money that you do not have to pay back.
Independent Students
Only your information, and that of your spouse if married, is required on the FAFSA if you are able to answer “yes” to any of the questions shown in the Dependency questions.
Loans
Money borrowed that must be repaid including fees and interest.
Scholarships
Money that you do not have to repay awarded because a special talent or skill is present.
Federal College Work Study
Program that allows students to earn money at either an on or off-campus job during periods of attendance.

For more helpful information

  Student Aid.gov